UMAs (Unified Managed Accounts)
Multiple strategies and asset classes consolidated into a single, cleanly managed account.
One account, many strategies, simpler oversight.
A Unified Managed Account (UMA) combines multiple investment strategies—SMAs, ETFs, mutual funds, even individual securities—into a single account with one overall portfolio manager coordinating allocation and rebalancing.
The advantage
- One statement, one performance report. Easier to evaluate and explain.
- Coordinated rebalancing. Trades happen with the full picture in mind, not strategy-by-strategy.
- Tax overlay. A single manager can harvest losses and manage tax impact across the whole account.
- Simpler than juggling a dozen accounts at different custodians.
When UMAs make sense
For larger, more complex portfolios where you’d otherwise need multiple sleeves at multiple managers, a UMA structure can both simplify the experience and improve after-tax outcomes. We’ll evaluate whether it’s the right fit during planning.
Let's see if we're a good fit.
A 30-minute introductory call—no pressure, no obligation. We'll talk through your goals and whether working together makes sense.